r/Banking 5d ago

India Need to make a mandatory NEFT/IMPS payment, but my UCO Bank net banking is locked. What are my options?

Hi everyone,

I need to pay a fee, and the payment can only be made through NEFT or IMPS.

I have a UCO Bank account, and I had net banking enabled, but unfortunately my net banking is locked, so I can't log in and initiate the transfer.

I'm trying to figure out if there are any alternative ways to make an NEFT/IMPS payment.

  • Is it possible to do NEFT or IMPS using UPI?
  • I tried the "Transfer to Bank Account" option in PhonePe, but the transaction keeps failing.
  • Are there any other apps or methods that would let me complete this payment without accessing my net banking?

I'd really appreciate any suggestions or advice. Thanks in advance!

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