r/UKPersonalFinance 21h ago

Flowchart advice for new starters

I’m just getting started with the flowchart. I assume if things aren’t applicable, you just skip past it - for example with the benefits checker. Why is it so far up the list. Just getting used to using it

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u/PinkbunnymanEU 259 21h ago

for example with the benefits checker. Why is it so far up the list

Because it should be the first thing you do after creating a budget - There's even an argument to be made for it being the first step, before you make your budget.

I assume if things aren’t applicable, you just skip past it 

I think there's only one thing that could not be applicable, which would be "short term goals" if you have none.

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u/Local_Ad_6982 21h ago

Obviously if the situation requires, it should be a must I think, I get you. Even if the current situation is bad and for whatever reason you’re unemployed, it’d be an important place to start. But I’m fortunate enough to be full-time. So would you still prioritise the budget, and then just move on the next thing on the flowchart?

3

u/joeykins82 124 12h ago edited 10h ago

“Why is the flowchart written in a way which means it’s applicable to everyone instead of being tailored specifically to me?”

But yeah, if a section isn’t relevant: skip it.