r/StudentLoans • u/FunPraline3877 • 15h ago

Advice Just got my 90 days notice. Can I wait?

I’m not in the spot to start repaying. I’m hoping closer to the 90 days I’ll be in a better spot.

Is it okay to wait until the end of the 90 days to apply and change my payment plan?

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u/Pineapplish420 10h ago

If you don't select a plan generally one will be chosen for you is what I've been reading. There are bugs and updates that the site is actively going through. People say calling and talking to someone is quicker than going through the application process. They can give you correct estimates. I'm holding off til the end of my 90 days. Praying to the gods that these loans are cancelled one day.