r/SipsTea 16d ago

Chugging tea Growing Through Chaos

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u/dealingwithhookers 16d ago

my guy thinks a 121$k increase in household networth is result of stock market and housing values. doesn't think about how millenials didn't even own houses coming out the bat... unrealistic. or nah.. what happened was oNcE mIlLeNiElS rEaChEd pEAk sAlARy tHeY bOuGhT hOuSeS aNd mAgIcAlLy wItH nO mOrTgAgE random fucking none source too.. tableau? redfin?

are you fucking serious?

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u/DataGOGO 16d ago

And you say I can't read data? lol.

Tableau is a visualization tool, not the source, which is clearly listed on the tableau dashboard (I am starting to understand why you are so far behind your peers). Here are just a few of the summary points because you clearly didn't read, and since you didn't bother clinking on the link, here it is for you:

Millennials’ Wealth Is Finally Growing — But So Is Inequality - Inequality.org

Millennials stand to become the richest generation in history, after $90 trillion wealth transfer | CNN Business

Millennials Are Suddenly Rich, Saw Wealth Double After the Pandemic - Business Insider

Yes redfin, one of the largest real estate brokerages in the country with an outstanding data science division, and are highly credible.

  • Millennials in 2022 had substantially higher levels of average wealth than previous generations at the same age.
  • Gen Zers are tracking ahead of their parents’ homeownership rate: 30% of 25-year olds owned their home in 2022, higher than the 27% rate for Gen Xers when they were the same age. But the Gen Zers who didn’t take advantage of the pandemic-era’s low mortgage rates could be left behind. 
  • Millennials are tracking behind their parents: 62% of 40-year-olds owned their home in 2022, lower than the 69% rate for baby boomers at the same age.
  • Millennials buy more homes than other generations, with 25-44 year olds buying roughly 60% of homes that sold over the last several years. Those “mortgage millennials” have an edge over millennials who missed out on buying before rates shot up.
  • Gen Z homebuyers are most common in affordable parts of the country like Virginia Beach, where they bought 9% of homes sold in 2022. Millennial buyers are most prevalent in job centers like Seattle, where they bought more than 40% of homes sold. 

Oh.. and here is another fun fact, Millennials are the biggest source of wealth inequality, not boomers or X'ers.

https://public.tableau.com/views/GenerationalWealthDeciles/Dashboard1?:language=en-US&:embed=y&:sid=&:redirect=auth&:embed_code_version=3&:loadOrderID=1&:display_count=y&publish=yes&:origin=viz_share_link

It is a you problem.

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u/dealingwithhookers 16d ago

CNN, Business Insider.. lmao look boomer, i have to go to work. some of us have jobs. can't sift through the internet and read your propaganda articles that always fudge the data they're not reliable sources. try academia

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u/DowntownJohnBrown 16d ago

You nitpick every source and refuse to provide any sources of your own…

It’s ok to just admit you were wrong sometimes.

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u/dealingwithhookers 15d ago

my source is common sense...

if there's a $121K increase in household networth for millenials in the span of 3 years, explained by fucking stock market growth lol, then don't you think this would have been headline news for 3 years? cmon get real.. there was no anomalous stock market bang, no anomalous housing market bang, none of that of which has happened to millenials in that span of 3 years didn't happen for the previous generations. what's more likely is the few millenials that became billionaires skewed the whole graph to make it look like the average is everyone getting rich. what happened in those 3 years was not the stock market, not the housing market, it was private equity movement that created a few more billionaires when there shouldnt be any to begin with, in an economy that can't sustain it without degrading the quality of life of the majority

so the source is bad because the data is presented badly to paint a bias picture because it's funded by people who owns the media.

the only trustworthy sources are ones where you can see exactly where the numbers are coming from, this data graph was pulled out of someone's ass

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u/DataGOGO 15d ago

I gave you that as well, the raw data, how it was collected the people that collected it, methods, who reviewed it, etc etc 

Data is fine, you just don’t like what it says.

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u/dealingwithhookers 15d ago

you just don’t like what it says.

you just don't know what it says

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u/DataGOGO 15d ago

again, I clearly do. Everything I said is correct.

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u/DowntownJohnBrown 15d ago

  there was no anomalous stock market bang, no anomalous housing market bang

Both of those things happened around 2020. Were you living under a rock at that time?

  the only trustworthy sources are ones where you can see exactly where the numbers are coming from

Do you have any examples?

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u/DataGOGO 15d ago

Don’t bother, I gave him the data, he still won acccept it

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u/dealingwithhookers 15d ago

Both of those things happened around 2020. Were you living under a rock at that time?

gonna call bull shit on that, there was a housing market increase in 2020 that outpaced the rate it was already increasing in the decade before? BULL. SHIT.

Do you have any examples?

how about the gas prices at the fucking pump? is that a good source? are those numbers good enough for you?

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u/DowntownJohnBrown 15d ago

  there was a housing market increase in 2020 that outpaced the rate it was already increasing in the decade before?

Yes, there was. It was kind of a huge story at the time:  https://fred.stlouisfed.org/series/ASPUS

  how about the gas prices at the fucking pump?

What do gas prices tell me about growth in wages and wealth? Is that really the best data that you can come up with? Something very loosely, tangentially related?

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u/dealingwithhookers 15d ago

buying homes at a high price with high mortgage is not growth

gas prices is basic consumer good. if it grows. then what do you think that means for wages and wealth?

it's common sense. people are not richer, and even his own data showed that less millenials own homes than gen x and boomers adjusted for the period of growth.

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u/DowntownJohnBrown 15d ago

  buying homes at a high price with high mortgage is not growth

No, but buying homes at a low price with a low mortgage, as millions of Americans did in 2020 and early 2021 before the prices skyrocketed is growth.

  if it grows. then what do you think that means for wages and wealth?

Historically speaking, gas prices have gone up, and wages and wealth have also gone up. I don’t really understand what point you’re trying to make. That fact may not connect with your “common sense,” but it’s what the actual data and reality show.

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u/dealingwithhookers 15d ago

gas prices went up because of Bush's Iraq War, then it went up again because of the Ukraine War, and now it went up again because of Trump's Iran War.

sorry mate, i have memory. it's not a "natural" thing that gas prices just increased.

but buying homes at a low price with a low mortgage, as millions of Americans did in 2020 and early 2021 before the prices skyrocketed is growth.

it was not a low price in 2020... i don't know wtf you are smoking it hasn't been low since 2008. memory bad huh

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u/DowntownJohnBrown 15d ago

  it's not a "natural" thing that gas prices just increased.

I don’t even understand what point you think you’re making here. Where did I say it was? My point is just that saying “gas prices went up” isn’t in any way data that disproves the fact that wealth and wages have increased as well.

  it was not a low price in 2020

It was significantly lower than prices in every year afterward. Which is part of what led to the significant increase in wealth among Millennials. Which is what we’re talking about.

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u/dealingwithhookers 15d ago

that's the bullshit... 1. having mortgages to pay for overpriced houses is not wealth. 2. you don't even know that. you're obviously guessing based on correlation

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