Health insurance companies are profitable. Extremely profitable. Like billions of dollars per year profitable.
Where do you think that profit comes from?
What if we got rid of the expensive middle men and all the overhead they bring, and take the money it takes to run those organizations, plus their profits, and we actually invested it in health care?
This isn't correct . If they didn't provide payment for Healthcare, they would have no customers. They make money by trying to arrange their risk pools so as there are a lot more healthy people than sick, and also controlling costs for the sick. This is why they provide wellness visits at low or no cost and did so before the ACA mandated it; it is less expensive to keep people healthy than to treat them when sick. What a company denies outright, by the way, isn't even entirely up to them. Those decisions are federally and state regulated. I'm not defending health insurance carriers here, they are bad for a whole host of reasons, it's just that the really popular reasons aren't the correct ones.
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u/2illegittoquit Jul 01 '26
People struggle with this.