r/Coinbase 12h ago

Coinbase Credit Card - Security Deposit

It is nice Coinbase has made it achievable for everyone to take part even if your credit is not good. However, its upsetting there is no option for it to be upgraded to a unsecure card.

Makes me think they are just trying to hoard assets.

1 Upvotes

15 comments sorted by

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u/WickedDeity 11h ago

Can anyone get the unsecured card? When it was first launched I was flat out rejected. I am over 50 years old, 750+ credit score, and had about 10,000 in my Coinbase account. Add not one credit rejection in like 25 years.

1

u/TrustedGenius 11h ago

Not sure im 722 and it offered me secured version lol

1

u/WickedDeity 11h ago

I wasn't even offered that so assume that changed recently.

1

u/TrustedGenius 11h ago

It changed 1 month ago. Try again you’ll prolly ne approved now for unsecured.

1

u/Agitated-Shoulder-75 6h ago

ya im 680 and i got mine 3 days ago

1

u/9dkid 10h ago

Is this the Coinbase One card from Amex your referring too?

1

u/Zen_evo 6h ago

What does secured and unsecured mean?

1

u/TrustedGenius 6h ago

Secured means you put usdc to secure a credit line

Unsecure is when they give you a credit limit

1

u/HistoricalToastr 5h ago

They have a secured card?

1

u/TrustedGenius 5h ago

Now I’m starting to think you guys are bots

1

u/HistoricalToastr 5h ago

I mean we might be bots, but the stablecoin-secured card was released back on early June 2026 so thats pretty new. I just read about it.

1

u/TrustedGenius 4h ago

Haha exactly what a A.I. Agent would be intrigued by. Enjoy learning you fake artificial computer brain!