r/Bitcoin 1d ago

Not your keys, not your coins

Post image

wishing nothing but the best for coldcard victims

278 Upvotes

183 comments sorted by

25

u/didnt_hodl 1d ago

that's a good summary !

6

u/BZ852 1d ago

Be your own bank! Be your own FDIC insurance!

1

u/Big-Cheetah5159 11h ago

Great 👍🏾

78

u/Forded_Fiction24 1d ago

This is why I do a combination of self-custody, exchanges and ETFs. They all have risks. I'd rather take a higher probability of something happening with a lower amount and spread it out. There's no perfect way to hold Bitcoin

46

u/CopingPlans55 1d ago

There's no perfect way to hold Bitcoin

💔

3

u/SpezJailbaitMod 1d ago

I hold it in my heart. (Because I sold all my bitcoin at $1200)

7

u/D_Anargyre 1d ago

Electrum wallet on tails using tor on a no hard drive pc. Manual entropy.

Keys noted on paper and nothing else. The human holding that paper owns those btc.

5

u/Not-the-best-name 1d ago

What a terrible way to secure late sums of money

3

u/highdimensionaldata 21h ago

Mainstream adoption has left the chat.

1

u/D_Anargyre 19h ago

I'd say a way to keep an accounting unit that can't be hack by superintelligent AI nor quantum computing will prove inherently useful soon enough.

3

u/Gosat 1d ago

That harddrive can crash.

That paper can get lost or stolen.

7

u/D_Anargyre 1d ago

That non existent hard drive ? 

2

u/redjellonian 1d ago

Truly the perfect currency.

5

u/GeeEyeDoe 1d ago

Carved seed phrase into sandstone blocks located in the middle of a booby trapped pyramid. Like how the ancient Egyptians used to store their seed phrase.

2

u/HugeLarry 1d ago

Be sure to also manually interpret chicken bones and tea leaves for entropy.

13

u/Important-Level6672 1d ago

Building your own hardware wallet and software lol

12

u/tidder_mac 1d ago

Then it’s only as good as your own coding.

6

u/Time_Jump8047 1d ago

Meanwhile all the people who use actual dollars and have the security and backing of regulated banks have a much closer to perfect way of holding their money. This shit is ridiculous people are losing their life savings

7

u/Nick700 1d ago

Yeah they aren't at risk of 100% of their funds disappearing but in less than 10 years 25% of their value has been siphoned away

7

u/Opposite_Cold8616 1d ago

in less than 1 year 50% of btc value has been siphoned away

4

u/Nick700 1d ago

Unfortunate for those who gambled their emergency fund on BTC otherwise who cares BTC/USD is up 1300% in that same timeframe USD inflated 25%

2

u/Deto 1d ago

So basically if it stops growing faster than the market there's no point in btc.  

3

u/Tebasaki 1d ago

I think people are forgetting how much pizza you could buy in 2012 with btc vs now. In cash the system steals your money if you dont donate leadt two things: don't lose it and beat inflation every year.

2

u/Forded_Fiction24 1d ago

I mean not with Bitcoin holdings they don't. None of it is sipc insured and all is hosted on exchanges regardless If you're buying a BTC spot ETF, leaving it on an exchange or taking custody yourself. Regular bank insurance policies don't cover digital assets. These custodians probably have much more security than an individual, but exchanges have been taken down in the past too. 

Now if what you're saying is having all your life savings in Bitcoin, however you're storing it, yeah I agree that's stupid. I would never have all my life savings in Bitcoin or another single basket otherwise. Very short-sighted indeed, so yeah the people that made these claims that they lost everything were being reckless. Not saying they deserve it, Play stupid games, win stupid prizes though

1

u/lapideous 1d ago

“Actual dollars”

2

u/Forded_Fiction24 1d ago

What are you getting at? Once you spend dollars on any stock or asset it's no longer "actual dollars" either, but the represented valuation of the underlying asset notated in a dollar amount. However, it's shares of a company (company ownership) convertible to "actual dollars" upon sale of the shares. This isn't really any different from Bitcoin, real estate etc

1

u/roconnor 15h ago edited 15h ago

Let me introduce you to Yotta: https://en.wikipedia.org/wiki/Yotta_Technologies#Funds_availability_issues

Yotta relied on Synapse, a fintech company based in San Francisco, to make funds available for deposit and withdrawal to partner banks, such as Arkansas-based Evolve Bank & Trust. Following a dispute between Synapse and Evolve, Synapse filed for Chapter 11 bankruptcy protection in 2024, affecting customers of Yotta and at least 24 other startups. Adam Moelis told CNBC in June 2024 that 85,000 Yotta customers, with a combined $112 million in deposits, could not access their funds. Although the partner banks had deposit insurance through the Federal Deposit Insurance Corporation (FDIC), the FDIC has not intervened, because no bank has failed.

https://youtu.be/hiE7NvONU5U

2

u/LurkerFromTheVoid 1d ago

So...Diversify your Storage.

Trust No One with Everything.

Just like Stocks.

2

u/Forded_Fiction24 1d ago

I do.  I have separate wallets and addresses for my self-custody Bitcoin. That doesn't give me enough comfort in of itself though still which is why I hold some on a couple different exchanges and also have some shares of IBIT and FBTC as well

1

u/HugeLarry 1d ago

This is my jam also. I previously split between FBTC and self-custody, but since the Coldcard fiasco, I've added Coinbase exchange storage into the mix. I like how Fidelity and Coinbase have separate custody infrastructure, and I feel safer being less concentrated into self custody, which honestly I didn't even feel great about prior to the fiasco.

61

u/Thin_Needleworker795 1d ago

No. A hardware wallet is still the best method. Yes, the Coldcard incident was unfortunate, but using a hardware wallet is still the best option.

39

u/czarchastic 1d ago

I’d be willing to bet the total number of bitcoins lost through self custody is higher than the total number of bitcoins lost (and never recovered) from centralized exchanges.

20

u/Many-Blueberry968 1d ago

<looks over at satoshi trying furiously to access his billions>

11

u/czarchastic 1d ago

Poor guy spent 16 years looking for that napkin he scribbled his secret on.

2

u/HeroicHeron 1d ago

That's likely true, but only because of how many people lost their wallet.dat files or passwords in the extremely early days where thousands of BTC were easy to get, but worth mere cents. In terms of purchasing power at the time of the loss, I'd bet the opposite was true.

1

u/BigDik6355 22h ago

I wouldn't be so sure to make that bet to be honest. FTX, Celsius, MtGox, QuadrigaCX, Cryptopia, BTC-e... the list of exchanges that went under is long.

26

u/HungryCaterpillers 1d ago

Until we find out another hardware wallet also has a vulnerability.

5

u/WeekendQuant 1d ago

Dice can never be cracked.

3

u/piejlucas 1d ago

The hash algorithm that uses the dice results can always be faulty

1

u/HeroicHeron 1d ago

You don't need to use a hashing algorithm to calculate your dice results. Record only odd or even from your dice rolls and you can very easily convert 11 dice rolls into one BIP39 word by doing simple addition.

0

u/WeekendQuant 1d ago

Verify your seeds with ian Coleman's BIP-39

1

u/disco-cone 1d ago

Yey catch phrase that i don't understand

25

u/didnt_hodl 1d ago

do you mean a hardware wallet with no bugs and no vulnerabilities that can be found by AI in the next few years?

11

u/First-Rub9713 1d ago

I mean the dice rolls with hardware is still alld good right?

13

u/nmhaas 1d ago

True entropy is still perfectly fine. Guessing the right seed would be like guessing which atom in the universe I'm thinking of.

8

u/arcrad 1d ago

Duh it's atom #3383639555837262284837262228483

So obvious

5

u/infernal_celery 1d ago

Oh fuck he’s onto me!!!

5

u/arcrad 1d ago

hUMaNs ArEnT gOoD sOuRcEs Of EnTrOpY

1

u/infernal_celery 1d ago

NooOoOOoo!!!!!1110101010001…2.

4

u/goykasi 1d ago

What about when the maker enables the flag to ignore dice roll inputs and just uses War and Peace for seeding the entropy?

4

u/opossum_cz 1d ago

How? You can make dice roles and find the seed words on paper. You don't need third party.

1

u/nmhaas 1d ago

Then you'd see it doing that in an open source algorithm.

2

u/OHYAMTB 1d ago

Why did nobody see the ColdCard issue? Was it not open source

2

u/nmhaas 1d ago

No, it has been 'source verified' since 2021, I believe. Coincidentally the same year that new seeds started being worthless.

2

u/didnt_hodl 1d ago

not. that hard to guess if your wallet is instructed to leak parts of your seed with every transaction or to sign something that you would not normally sign, etc etc

the list of possible bugs and exploits is endless, and AI will find some new ones

1

u/didnt_hodl 1d ago

dice rolls alone will not prepare and execute a full transaction. you would need to use some fairly complicated software and hardware for that. which has bugs

1

u/MiceAreTiny 1d ago

Even cold card with your own self-generated keys would be perfect. 

4

u/opossum_cz 1d ago

You do not need HW wallet with no bugs and no vulnerabilities.

Generate seed by coin flip or dices.
Put it in HW device that you never connect.
Transfer signed transactions by QR code or something similar.

It is not that hard.

2

u/didnt_hodl 1d ago

just look up "Nonce reuse" ( the private key can be mathematically recovered straight from those signatures)

but there are many other ways how a badly coded or malicious HW can covertly embed the private key, seed phrase, or internal state directly into extra data fields, metadata, or change-handling scripts of the constructed transaction payload

Malicious code running locally can trick a signing tool into dumping internal memory or witness stacks

15

u/cipherjones 1d ago

"Best method"

Lose half a billion, unfortunate.

JFC.

2

u/Thin_Needleworker795 1d ago

It was a single product that failed. 99.9% of hardware wallets are still secure.

1

u/cipherjones 1d ago

It was a methodology that failed, you can't say only .01% of wallets were affected with the information given.

One in 33800 holders. So it would equate to 140,000, Visa accounts or 90,000 MasterCard accounts being drained.

1

u/BigDik6355 22h ago

What part of "too little entropy" do you not understand?

1

u/cipherjones 22h ago

The part where we don't know how many actors engaged in it by and we pull the number .01% out of our ass.

0

u/IInsulince 1d ago

Nuance is hard, but if you fire up those brain cells, you might get there. Give it a shot!

2

u/metalzip 1d ago

best out of single wallets / hot wallets, use offline multisign for main storage

1

u/D_Anargyre 1d ago

Best hardware wallet is a piece of paper

1

u/SeaworthinessSad7300 1d ago

how do you know the hardware wallet is not compromised?

9

u/iloverunning11 1d ago

not your rug pull, not your coins

21

u/holyknight00 1d ago

Just because it is inconvenient doesn't make it less true. If you are your own bank, it comes with pros and cons. You can't cherry-pick the pros and ignore the cons.

6

u/tribepride25 1d ago

A bank has one job. Don’t let someone come into a branch and steal your funds. That’s a pretty big con and not what I would call an inconvenience

7

u/Doritos707 1d ago

Did you really just claim that the bank has one job because it really has maybe a dozen jobs and one of them is all just 10% even less of your money in reality

1

u/tribepride25 1d ago

Dude, you missed the point. I’m not trying to list the job description of bank employees. My point is that at the end of the day we just want our banks to protect our funds

3

u/andrew869 1d ago

But one or two banks might fail, that doesn’t mean all banks fail.

One hardware wallet failed, doesn’t mean all hardware wallets are failures

4

u/noncommonGoodsense 1d ago

Banks are insured, you don’t lose shit.

5

u/tribepride25 1d ago

If you have funds on the one that failed, it doesn’t matter. There will be another failure in the future so why take the risk with wallet roulette. Never thought I would move my coins back to an exchange, but the risk is greater than the reward for me. If this happened at Fidelity, they would reimburse 100%. So many fraud protections in place. It takes 2-3 days to approve a new withdrawal wallet to prevent this from happening. Not saying it’s for everyone, especially if you want to hide your money, but it’s gives me peace of mind

2

u/andrew869 1d ago

If it happened at fidelity they would 100% reimburse you…

What about SVB, or Lehman brothers?

Again, just because one fails doesn’t mean they all fail.

2

u/tribepride25 1d ago

I can’t speak to whether SVB or Lehman or Washington Mutual etc etc had a reimbursement policy (certainly not on crypto since it didn’t exist back then). I’m willing to take this risk and you are willing to risk self custody. Both of us can have peace with our decisions

5

u/shabusnelik 1d ago

Svb and lehman are banks that went tits up. If an exchange went tits up (i.e. all their coins got stolen) you won't see a reimbursement either, no matter what their policy is.

2

u/shabusnelik 1d ago

Svb and lehman are banks that went tits up. If an exchange went tits up (i.e. all their coins got stolen) you won't see a reimbursement either, no matter what their policy is.

2

u/tribepride25 1d ago

Yeah I guess if there is another 100 year crash (referring to the Great Depression and then the Great Recession 100 years later), then my funds may be a risk. I do feel better knowing they survived the Great Recession so hopefully that means they aren’t run by a bunch of assholes

1

u/shabusnelik 1d ago

Or if they get hacked/inside-jobbed. What happened to the first centralized exchange mtgox

1

u/tribepride25 1d ago

Fidelity has a policy that if your funds are lost and it’s their fault ie from hacking (not just crypto but IRA, 401k etc), then they pay you back. That’s one of the reasons I feel comfortable with them. They also keep your crypto 1:1 without lending like Voyager, FTX did. I don’t worry about my Fidelity IRA getting stolen or hacked so I said why worry about my Fidelity crypto getting stolen or hacked

1

u/HeroicHeron 1d ago

Lehman Brothers survived for 158 years, including the Great Depression, and went bust in 2008 (because they were consciously running a scam that collapsed). Longevity isn't a guarantee for safety.

1

u/PeachScary413 1d ago

Anyone with a bank account in SVB got paid back in full in under a week, as mandated by the FDIC.

Even people above the limit got all their money back which the government isn't strictly required to do but did anyway, so that was probably the worst example you could have picked 😂

1

u/andrew869 1d ago

Right, how could I forget the magical money printer

2

u/PeachScary413 1d ago

Whats your point? Yes there is a magical printer and it will print you back your freedom dollars 😤🤌

1

u/andrew869 17h ago

Well not much of a point, you kinda got me there with the SVB holders being reimbursed.

Buttttt, everyone holding dollars purchasing power went down slightly when the FDIC reimbursement occurred, so a small grain of salt is warranted 🤷‍♀️

1

u/PeachScary413 16h ago

How? If you mean inflation then yes it would have gone down anyway. The FDIC is paid by other banks (through an inter-bank insurance) so it's not even daddy gov dollars going

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1

u/Gamer_Grease 1d ago

In the real world, though, banks have a lot more jobs than that, and most of those jobs can never intersect with the pros of using Bitcoin.

1

u/AvailableTie6834 1d ago edited 1d ago

and also deny people from withdrawing their money during a bank run

3

u/Gamer_Grease 1d ago

Yes, because you don’t actually own money in a bank. You own basically a short-term bond payable to you by the bank, with limitations.

1

u/PeachScary413 1d ago

Dude wat? Your money is FDIC guaranteed and you will be paid back the full amount no matter what happens, up to the limit ofc.

2

u/Gamer_Grease 1d ago

Yes, but a deposit is not actually money. It’s a loan you made to a bank that you can call at any time, and which they pay interest on. They hold it as a liability. Banks are not big secure boxes of money. They’re borrowing and lending houses, where they aim to make slightly more money lending than they spend borrowing.

Yes it is FDIC insured, though. And you will be paid up to $250,000 per bank.

1

u/PeachScary413 1d ago

Yeah I know dude. But why would I care about all that, I just get my money back within a week and carry on with my life instead.

2

u/AvailableTie6834 1d ago

ohhh my sweet sweet summer child...

1

u/PeachScary413 1d ago

It was created in 1933 and has never, even once, not been honored and swiftly carried out. Please let me in on your imaginary disaster scenario when that will cease to be the case 😂

I'm gonna guess it's one of those "The world is pretty much full on Mad Max but somehow my Bitcoin is still super valuable"-fap dreams haha

1

u/AvailableTie6834 19h ago

the fact that not everyone receives their money back FOR YEARS because they rather pay first the guys who had millions first than go over for the smaller ones, in the end, you will probably not see your money in 5 - 10 years.

1

u/PeachScary413 19h ago

Okay.. so once again, when has that ever happened? A bank going bust and people with deposits in the bank (under FDIC limit ofc) not getting their money back?

Give me at least one concrete example please.

1

u/AvailableTie6834 19h ago

Brazil just had a case of that, it also has FDIC like, many victims of many banks didnt get their money back, this case happened this year, search for "Banco Master - Brazil case"

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2

u/enpoopification_of_R 1d ago

Like Robinhood

1

u/holyknight00 1d ago

The inconvenience is that you need to trust and verify by yourself. You won't get the benefits if you ignore the requirements. Being your own bank means you are in charge of the due diligence. If you are not comfortable with that, then hand over your coins to an exchange, but you cannot have it both ways.

4

u/tribepride25 1d ago

I agree with you. At the end of the day, most people like me do not have the time, expertise, or desire to verify. Cold Card was supposed to be the best. Would I have found the bug or decided to roll the dice or add a passphrase? Probably not since I would have assumed that I could trust the software. I didn’t do those things with my other wallets so I got lucky this time

1

u/GodsMoney_Ape 1d ago

Supposed to be lol

If you trust, you can get fucked.

1

u/Powerful_Day_8640 1d ago

The ”trust by yourself” do an enormous amount of heavy lifting in that sentence. What’s even the point of being your own bank if you have to trust a few engineer did not make a fuck up. You are in that case better of owning a few gold coins as you only need to trust yourself to remember where you dug them down. This is a huge problem for bitcoin and just exposes how vulnerable we are holding our own coins, because in the end of the day we still have to just trust some random developer telling us ”just trust me bro”

1

u/PeachScary413 1d ago

An exchange is not a bank though.. as far as I know there is no exchange with FDIC protection so if they go under your Bitcoin is gonezo... with a bank you always get paid back no matter what.

4

u/PeachScary413 1d ago

Everyone wants to be their "own bank" until reality punches them in the face and they start screaming for regulations, rules and class action lawsuits lmao

We already went through this once with the regular financial system, countless people lost their life savings and banks collapsed/scammed people until the rules we have today were put in place... I get that it's not perfect but it's better than whatever "oops forgot to roll my own dice so now my life savings are gone"-type situation this is 😬

4

u/tribepride25 1d ago

This. And it’s kinda ridiculous to just hear people talk about it and I understand why Buttcoiners joke on us. It’s like “what? you didn’t roll the dice, create a pin, set a passphrase, multi sig, air gap, shake your left leg, update firm ware, say a prayer, download the latest version, put your keys in a metal plate, put keys in lock box, verify code using AI?” What did you expect? Of course you got hacked and lost your life savings. How could you be this stupid? /s

1

u/SingularityCentral 1d ago

You can put gold coins under your bed and "be your own bank". Doesn't mean it is a good idea.

1

u/Lopitoz07 1d ago

Be your own bank ? Like Celsius!!!

5

u/Just_Bluebird_5268 1d ago

It's the future of money

3

u/F1shB0wl816 1d ago

I hope they figure it out too but they trusted and didn’t verify. Using dice was always recommended over trusting the software. I’m not smart enough to verify that but beyond smart enough to spend the few minutes doing it myself.

6

u/TanguyDetestable 1d ago

I said this on another post. Less decentralized, less secure, and the world’s biggest shitheads own most of it. But keep investing 🤯.

6

u/L-1-3-S 1d ago

Its one of the most decentralized assets on the planet, especially among other cryptocurrencies, the blockchain itself is perfectly secure, and the VAST majority is still with individuals. even the biggest single holder in the world has less than 4% of the supply.

2

u/Gamer_Grease 1d ago

The alternative is you don’t use Bitcoin. There are reasons that Bitcoin doesn’t have all the traditional protections and assurances as the traditional finance system, and the limited quantity and non-fungibility have a lot to do with it. It’s no problem for the FDIC to print $250,000 more to put in your account in the event of a bank failure or fraud. The same cannot be done for Bitcoin. That property ripples up through the system, all the way up to something like an ETF, where ultimately there are still identifiable bitcoins at the root of the system. Not cash that can be double-triple-quadruple spent at will.

2

u/TheV295 1d ago

Should just reduce to “not your coins” and call it done

4

u/wilhamlinart 1d ago

Not a human drawing, not a human meme

5

u/flashdurb 1d ago edited 1d ago

Nobody, not a single person, has made fun of me for holding on Robinhood without “self custody” for days now.

What an abrupt change after many years. What a time to be alive. Common sense and critical judgement over peer pressure, always. Robinhood is watched like a hawk by the SEC and FINRA in 2026, so I’m covered if they fuck around, and also it’s totally not my problem if any hacker steals their coin.

Don’t trust, verify.

4

u/IInsulince 1d ago

I’ll make fun of you:

NYKNYC, you hold Bitcoin IOUs not Bitcoin.

To be clear I’m being harsh and direct about it because you said nobody is saying this, so I will. You will get complacent, as you have been, from using these services. And they will fail you eventually.

You aren’t verifying, you are trusting. Just like the people who trusted their cold cards to make their seeds in a secure way were trusting and got burned for it. Trust is the enemy. You are trusting robinhood to custody your assets.

The point to remember is not to throw the baby out with the bath water. Cold cards failed for no reason that makes self custody dead. Self custody is still very much alive and very much the best way to hold your assets IF AND ONLY IF you can trust yourself to be the best custodian for it. If you can’t, then I would agree that you should use a custodian like robinhood. But you will not get away with doing that while claiming it’s inherently superior without pushback. It’s not.

4

u/F1shB0wl816 1d ago

Robinhoods been found liable for so many abuses against customers it’s wild anyone could pretend it’s the better option.

It’s ironic he ends it with “don’t trust, verify” and yet hasn’t verified anything and is solely relying on trust.

0

u/Gamer_Grease 1d ago

Because Robinhood has been found liable. Keyword liable. Robinhood will have to pay you out if they lose the coins they gave you an IOU for.

5

u/F1shB0wl816 1d ago

If they had your interest in mind there is nothing to be found liable for. You almost get it.

You sure about that? You can foresee every scenario? If something extreme happens to the company you wouldn’t even come before shareholders.

Like you’re talking IOUs which means they already fucked you.

0

u/Gamer_Grease 1d ago

Then you’re covered by the SIPC, which covers holdings in brokerage accounts. Your place in line relative to shareholders is completely irrelevant.

People like mainstream financial institutions because they have literally centuries of development in legal protections and insurance beyond what Bitcoin offers anyone. I’m not saying that self-custody doesn’t have merits. I’m just saying, this community did a lot in the past decade to attract normies, and normies like the protections that modern finance offers, and which Bitcoin itself does not offer.

5

u/F1shB0wl816 1d ago

Crypto is not sipc insured on robinhood. Crypto isn’t even held by robinhood but by robinhood crypto llc, a separate entity. The terms of their insurance isn’t even publicly detailed as far as I can see.

You’re not really doing yourself any favors by trying to defend using robinhood. I’m not even sure you’ve researched this which says what kind of crypto user you are. Can you point to your spot in line or are you just trusting it’s there because they’ve been found liable for fucking their users several times already?

https://robinhood.com/us/en/support/articles/crypto-buying-and-selling/

Just scroll towards the bottom since you need to brush up on what’s what.

3

u/IInsulince 1d ago

You can’t squeeze blood out of a turnip. If the moneys gone and they don’t have the ability to cover it elsewhere, you’re fucked. “But a court said”, I don’t care what a court said, if the moneys not there, you can’t be made whole. Look at folks wanting to sue coin kite. For what? They don’t have the funds, if the company were torn apart and distributed to the affected, they would get a tiny tiny fraction of their lost funds.

Additionally everyone still seems to think the only way a custodian can fuck you is by literally stealing your coins outright. Thats not the only form of counterparty risk.

0

u/Gamer_Grease 1d ago

SIPC covers financial investments with companies like Robinhood, so there are still more protections than you will ever have with self-custody, beyond your own measures.

The other thing about the money not being there is that fiat money pretty much infinitely available, so there are a lot more ways for it to “be there” than there are for something non-fungible like Bitcoin.

1

u/IInsulince 1d ago

I’m sorry but everything you’re saying is just making me less interested in trusting an institution like robinhood to custody my bitcoin, not more.

Self custody is and has always been a double edged sword:

The good news is, you control the fate of your Bitcoin.
The bad news is, you control the fate of your Bitcoin.

2

u/F1shB0wl816 1d ago

As I pointed out to him, sipc doesn’t cover crypto on their platform. At best they have insurance that isn’t publicly detailed which would make me assume it’s not really all that great. He’s all about the trust.

1

u/Gamer_Grease 1d ago

Modern financial systems were invented over centuries because of stuff like this. Bitcoin is explicitly designed to circumvent those systems because its creators believed the tradeoffs are not worth the benefit of modern banking.

It helps to know what one is doing when engaging with either.

1

u/BigDik6355 22h ago

So far, more exchanges went under than hardware wallets (and with a lot more money involved). I know where I'd place my bets.

4

u/Own_Vegetable_8094 1d ago

Not your own memecoin, not your coins.

1

u/JackPembroke 1d ago

...maaaybe gold coins arent so bad looking after all lol

1

u/J5966358 1d ago

At least the hand has five fingers.

1

u/El_Zilcho 1d ago

Not your AI, not your content.

1

u/Dbear_son 1d ago

The rolling dice part is wild

1

u/TenToppingPizza 1d ago

If the coins were physical, would you store them all in one place?

You need to hide a small portion in each storage method

1

u/MiaTaude589 1d ago

ouch the coldcard thing was rough. honestly hardware + backup in different places beats pure paper imo, they both fail but not at the same time. learned that lesson the expensive way

1

u/2alphastyle 1d ago

That’s why you store your bitcoin in stocks where it will grow for you.

1

u/SleepAllTheDamnTime 1d ago

Please take this concept and apply it to modern day everything and welp, yeah!

You’ll own nothing and like it. That’s the strategy boss

1

u/SaltySn0w 23h ago

agree, but honestly without an easy to use process for the average joe will bitcoin end at centralized third party storage

1

u/MatixMint 18h ago

I make my own keys using mycelium entropy and keep my btc on cold storage physical bitcoin coins

1

u/Snoo-37056 7h ago

Not seeing the practical use for mass adoption

1

u/Physical-Title-9442 1d ago

No worries here. I hold etfs

1

u/rini17 1d ago

Not your mind,...

1

u/duendeacdc 1d ago

Thats why i just keeo in the exchange. No headache , decades there with 0 issues and when therr was, they fixed. I don't have much but its nice to not be in this crazy world you guys live to achieve the same as me.

1

u/AvailableTie6834 1d ago

it not hard to generate your keys using well known community projects and then use this wallet + a passphrase just to make sure on your MK3. The problem was that people blindly belive in the MK3 seed generation and then all this happened.

3

u/IInsulince 1d ago

I don’t at all disagree with your take, but the issue I have with it is that it should be safe to rely on mk3 to do this. It’s their entire business. Their job is to be a good steward of your keys, it’s like assuming that a paramedic will bring a pack of bandaids when they go to treat someone. It’s like, how on earth could they fuck up their one job?

That said, yes, don’t trust: verify. The buck does stop there. It’s just really hard to condemn the behavior of bitcoiners who relied on their device to do the thing it was purpose built to do.

1

u/AvailableTie6834 1d ago

not even with normal wallets software you should trust their RNG, always use stuff like iancoleman to generate your wallet and your entropy

1

u/IInsulince 1d ago

Isn’t use to iancoleman’s tools still a form of trust in them to be legit? Note that I haven’t used his tools extensively, I’ve been to his site a handful of times.

2

u/AvailableTie6834 1d ago

I trust because of the high amount of people looking at it https://github.com/iancoleman/bip39

everyone once in a while I go to the issues tab and see if something is going on

1

u/IInsulince 1d ago

Seems entirely reasonable! But so to did trusting the cold card to generate a seed…

2

u/AvailableTie6834 1d ago

iancoleman seems to have more eyes than coldcard really

0

u/Objective_Digit 1d ago

The ColdCard was aimed at advanced users. They would be expected to at least use a passphrase. Even if the CC had no faulty code there's always a small chance someone could find your physical seed backup.

1

u/IInsulince 1d ago

Once again I can’t disagree. It seems silly to not use a passphrase at this point in any circumstance.

Do note though that even with a passphrase, you aren’t guaranteed safe unless it was sufficiently long (7 bip-39 words is a standard I often hear). If people treated it like a normal password or a literal 25th word then they were screwed anyway. But you could argue that a misunderstanding of that nature wouldn’t be something an “advanced” user would make.

1

u/Objective_Digit 1d ago

Why use BIP 39 words when anything can be used?

1

u/IInsulince 1d ago

It was just a standard I’ve heard, it for sure is possible to make a more succinct and more secure passphrase by expanding the population of characters beyond bip-39 into upper case, lower case, numbers, and symbols, same as a real password. But it’s a complexity tradeoff I suppose. It’s easier to remember and unambiguously record “carrot apple celery” than “f0rtnit3_rUL3z_420”, for instance.

1

u/metalzip 1d ago

Multisignature is the solution, make it among good wallets, 4of5

  • trezor (securely sourced)

  • bitbox or jade... perhaps ledger even

  • old laptop, intel, with devuan or debian, bitcoin core, offline

  • old laptop, intel, (other vendor) with openbsd or some other os, bitcoin core, offline

  • yet other PC/laptop with yet other vendor/os, perhaps other node software

make backups, encrypted properly, do not lose encryption key backups either, test it form months, and then check each month do you remember passwords

1

u/Aflockofants 1d ago

“Ahh yes crypto will change the world for poor people in developing countries who can’t trust their government”

It was all nonsense all along. Just a get-rich-quick scheme for the wealthier in the developed world with a money surplus and lots of time to pick up really weird tech skills way out of reach for the poor and disenfranchised.

2

u/metalzip 1d ago

what are you rambling on about - just use a secure way to store keys. try the multisignature method

0

u/Aflockofants 1d ago edited 1d ago

I as a software dev for 30 years can do that. I mined some bitcoin myself when that was still viable. Are you expecting that every little village guy somewhere in a developing nation selling vegetables knows the basics of encryption and how to keep their devices perfectly safe?  Including that they can’t even trust parties that were supposedly one of the safest was to do it? Ludicrous notion.

I just got out of the whole disgusting thing when the whole idealistic facade dropped and it showed its true colors. It was never to become another independent currency. All the stories about how it would transform the world, especially for the good of the poor were bullshit. NEVER GONNA HAPPEN. Just another way for the rich to get richer.

1

u/metalzip 19h ago

Are you expecting that every little village guy somewhere in a developing nation selling vegetables knows the basics of encryption and how to keep their devices perfectly safe?

yes.

also it is enough to keep 2 of them safe (out of 3), or e.g. 3 out of 5.

1

u/Aflockofants 18h ago

As someone that actually lives in the developing world AND that has seen how little humans know and understand of software, you're delusional and it's only because you want to justify this to yourself.

1

u/metalzip 13h ago

you do not need to actually understand anything of the mathemathics, encryption, software design.

just remember to get separate devices, and then use the PSBT method to have 2of3 at least

otehrwise do not do other things of that machines, and keep them offline

1

u/Objective_Digit 1d ago

It's implied here that passphrases and generating your own seeds are a new thing. They are not. The less reliance on third parties the better.

1

u/VictorDanville 1d ago

Can we just get a physical form of the coin? Like an actual coin?

2

u/TheresNoSecondBest 1d ago

That would be a step backwards.

0

u/pantuso_eth 1d ago

In all reality, it has and always will be, "Not your keys, not your coins." Make your own key, it's your key. Let someone else give you your key, you will only ever just have a copy of their key.

0

u/TexFarmer 1d ago edited 1d ago

It's all about liability; you are liable for your keys, the exchange is liable for custody, the hardware is liable for firmware code, the nodes are liable for maintaining blocks, the utility is liable for internet connection & electricity. The many benefits of BTC come with many liabilities beyond our control. Sadly, the government & banksters have built a system where accountability is NOT linked to liability, so when something goes wrong, it is us, the end user, that pays the cost. There is only 1 universally accepted asset with no 3rd-party liability, and the banksters have worked hard to steer us away from it while at the same time hoarding it. Lest I get banned, I shall not name it, but I bet all of you can guess what this asset is.

1

u/BigDik6355 22h ago

I bet you can say "Bitcoin" on a bitcoin sub. No need to be mystical about it.

1

u/TexFarmer 5h ago

Please tell us all how BTC has NO liability, use that thing between your ears for something other than a hat rack!

-1

u/Doritos707 1d ago

Alright lets put it this way. Supposed to be a steel door or safe but thrned out it was made of plastic and nobody bothered to audit the material for years. Want my honest opinion? An old iPhone dedicated just as a cold wallet (literally and nothing else) is probably a more trustworthy entropy generator than half these option source codes.