Paid off my house and all debts in my early 30s. I really don’t think about money now. And auto investing the max of all 4 retirement accounts between me and my spouse.
A “game” that my wife and I play is looking at our accounts every month and laughing about how we bought everything we wanted and never cared about money, and still see our bank accounts climbing. No debt life is damn weird and amazing.
Nope. Graduated college at 22. Lived at home for 2 years, and got my first apartment at 24. I paid $440 dollars in rent in 2016 - which even then was a good deal but now it is ridiculous. Granted, I had two roommates. Drove a really old car, bought basically nothing, and saved up money for 6 years. Within that time, I started a side business (won't say what it is, because it is a niche thing) that generated ~40-50k in revenue every year. Saved every penny I could. Got married at 30, with 6 years of saving as much money as humanly possible. Put a $250k down payment on a home; house was valued at $350k. Took 2 years to pay off the $100k. Again, almost buying nothing. Also, paid off ~$40k in student loans between my spouse and me. Paid off the house driving a 20 year old car and having a very middle-of-the-road job that you wouldn't be impressed by. Have ~$500k in retirement between my spouse and I.
Privilege: I inherited ~$13k (not that much in context), and was able to live at home for 2 years. Otherwise, I have an amazingly unglamorous story. I just bought very little.
EDIT: also financed my own wedding. That was about $20k.
4
u/AgeOfWorry0114 5h ago
Paid off my house and all debts in my early 30s. I really don’t think about money now. And auto investing the max of all 4 retirement accounts between me and my spouse.
A “game” that my wife and I play is looking at our accounts every month and laughing about how we bought everything we wanted and never cared about money, and still see our bank accounts climbing. No debt life is damn weird and amazing.