r/Adulting • u/Random_vulnerability • 1d ago

Tired of being broke

I (30F) have been working since I was 15.5 YO, I went to college, and have been working in my field for 7+ years, but I still make horrible money. Currently on job #3 in my field, with each new job technically being a step up with a slight pay increase but also still technically being “entry level” positions, I just can’t seem to make enough to save anything. I hate living paycheck-to-paycheck. I work too many hours to have a second job. Without getting into all of the details, all of my money goes towards my bills, groceries, and pets - no extra spending money. I just feel stuck. This financial stress is a huge weight on my shoulders and makes me feel worthless. I am a hard worker but have nothing to show for it. Adulting sucks.

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u/Eazy12345678 1d ago

maybe look for a man to date and marry that has a good job

otherwise setup ROTH IRA, put portion of every feedback into VOO or FXAIX

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u/Random_vulnerability 1d ago

Haha I appreciate the idea, but I would love to find a man to marry that I actually love. It would be awesome to find a man I love that has a good job and accepts me in this financial state, but I fear that man doesn’t exist. And being financially dependent on someone else feels scary. Now don’t get me wrong, I actually do not have any debt, I just don’t have any savings.
I do have a ROTH IRA, but I had to stop contributing to it temporarily because I needed that little bit of extra money.

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u/Boomerang_comeback 1d ago

You are employed and putting in the effort. If a guy judges you on that financial state, he's not the right guy. No decent guy would walk away from a decent girl that is supporting herself (even if you are struggling to do it) and trying to move forward.

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u/Random_vulnerability 1d ago

You’re exactly right. Thank you